The process of buying and selling a home can be a difficult one. With so many people participating in the process, it’s easy for necessary information and paperwork to get lost in the shuffle. It can also be hard to determine the legitimacy of some individuals within the process. When you need Stuart Florida real estate title services, you need One Ocean Title. We are the best Stuart Florida real estate title company and are ready to provide efficient and professional services to our Florida customers.
How to Choose your Stuart Florida Title Company
Whether you’re a home buyer or seller, lender, or real estate agent, finding your ideal title company can be difficult. As a home buyer or seller, some of the professional jargon can be difficult to understand. As a real estate agent or lender, it can be a challenge to find a company that offers all of the services you require. When you search for a title company, consider the following:
Reputation– Word of mouth is always a helpful tool when deciding on your title company. Reviews online can help you gather an understanding of the company and how they conduct business.
Recommendations– A homeowner will tend to rely solely on the recommendations of their agent when it comes to a title company. While these recommendations are helpful, some can be biased. Recommendations by a lender are usually more reliable because a lender is looking for protection similar to your own. Real estate agents may make recommendations from personal preference or work relationship. Take these suggestions into consideration, but always conduct your own research before you make a final decision.
Transparency– Your Stuart Florida title company should be transparent with you when you ask questions about their services and history. When you ask about the results of a title search and escrow management, they should provide you with an honest response. Companies that hide information never have the best interest of their clients in mind.
Technology– With all of the breakthroughs in technology today, you need a company that embraces the benefits that it can bring. New technologies can help streamline the process while also saving time and money for all parties.
Available Stuart Florida Real Estate Title Services
It’s vital to have an understanding of how a title company provides its services to each client. The three main Stuart Florida real estate title services are as follows:
Conducting a Title Search
A title search provides a look into the rights and interests of a property. This search can include information about who bought and sold the property along with dates for the sales. The results of the search can also determine if any leases or other restrictions exist. The title search will also help identify any defects that can include:
- Lines of credit
- Unpaid taxes
- Secondary mortgages
Issuing the Title Insurance
No matter how thorough a search is, problems can still arise during the purchase of a home. Title insurance protects the home buyer against fraudulent ownership claims or issues about ownership throughout their time owning the home. Other unforeseen problems can include:
- Defective deeds
- Forgotten wills
- Undisclosed heirs
- Invalid court proceedings
One Ocean Title
At One Ocean Title, we work hard to provide Stuart Florida real estate title services for realtors, home buyers and sellers, and lenders within the Stuart, Treasure Cove, and Martin County areas. If you’re looking for a Stuart Florida real estate title company, look no further than the trusted professionals at One Ocean Title. To learn more about our services and how we can help you, reach out today by calling 407-790-7461.